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Climate Adaptation Investment and the Community Reinvestment Act

June 2019

This report was conducted by the Federal Reserve Bank of San Francisco and Harvard University to explore the connection between climate adaptation and resilience and the Community Reinvestment Act (CRA), which encourages banks to invest in and address the credit needs of low- and moderate-income areas and underserved rural areas. The CRA was enacted in 1977 and, according to the Federal Reserve, “requires the Federal Reserve and other federal banking regulators to encourage financial institutions to help meet the credit needs of the communities in which they do business, including low- and moderate-income (LMI) neighborhoods.

Related Organizations: Harvard University, Federal Reserve Bank of San Francisco

Authors or Affiliated Users: Jesse Keenan, Elizabeth Mattiuzzi

Resource Category: Solutions

 

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Ola Oahu Resilience Strategy

May 31, 2019

The O‘ahu Resilience Strategy, developed by the City and County of Honolulu, Hawaii is focused on adapting to shocks and stresses on the island - primarily increased cost of living and climate change impacts in Honolulu. The Strategy offers 44 Actions across four focal areas or Resilience “Pillars” of Long-term Affordability (local economy), Disaster Preparedness, Climate Security, and Community Cohesion for the island and communities of O’ahu. The Strategy is critical for planning on O’ahu’s social, economic and environmental sustainability as, according to the report, “45% of O‘ahu residents live in a household where someone is contemplating leaving, and 78% of residents believe that climate change is going to impact them personally.

Related Organizations: City and County of Honolulu, Hawaii

Resource Category: Planning

 

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Maine Act to Help Municipalities Prepare for Sea Level Rise (LD 563)

May 29, 2019

Maine Governor Janet Mills signed into law LD 563, “An Act to Help Municipalities Prepare for Sea Level Rise” in May 2019. The law amends the State’s growth management and local land-use planning requirements (at Title 30-A, Chapter 187 of the Maine Code) to address the effects of sea-level rise. It allows coastal municipalities and “multimunicipal” regions including coastal municipalities to consider sea level rise projections and potential effects on buildings, transportation infrastructure, sewage treatment facilities, and other municipal or private facilities.

Related Organizations: State of Maine

Resource Category: Law and Governance

 

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Anchorage, Alaska Climate Action Plan

May 21, 2019

Anchorage, Alaska’s Climate Action Plan offers both climate change mitigation and adaptation strategies that support a vision for resilience and 80% less greenhouse gas emissions by 2050. Climate adaptation planning is focused on emergency preparedness, watershed, urban forest and public health measures. Social equity and inclusion of indigenous communities impacts and needs are also prioritized, with Alaskan Native values incorporated throughout the plan.

Related Organizations: City of Anchorage, Alaska, University of Alaska Anchorage

Resource Category: Planning

 

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Southeast Sustainable Communities Fund

April 20, 2017

The Southeast Sustainable Communities Fund (SSCF) supports local communities in the southeastern United States to advance climate adaptation and social equity in local government policy, plans or programs. Grants have been awarded to City and County governments and local partnerships to create socially equitable sustainable energy and/or water initiatives. The fund invested $1. 5 million in 2017 for six projects, and has allocated nearly $1. 8 million in 2018 in support of six more sustainability projects in the Southeast that are addressing climate change impacts, to be implemented across 2019 - 2020.

Related Organizations: Southeast Sustainability Directors’ Network

Resource Category: Funding

 

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City of Virginia Beach - Nature-Based Coastal Flood Mitigation Strategies

May 16, 2019

The City of Virginia Beach, Virginia commissioned this study to identify and assess opportunities for including natural and nature-based coastal flood mitigation strategies among the measures that the City can adopt to increase resilience and decrease flood risk in Virginia Beach. The study evaluated a range of natural and nature-based features (NNBF) - including beach nourishment and dune enhancement, marsh creation and restoration, living shorelines, and more - for feasibility given the unique flooding issues in the four different watersheds of the region.

Related Organizations: City of Virginia Beach, Virginia

Resource Category: Solutions

 

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Louisiana Strategic Adaptations for Future Environments (LA SAFE) Adaptation Strategies

May 2019

Louisiana Strategic Adaptations for Future Environments (LA SAFE) is a community-based planning and capital investment process that will help the state fund and implement several projects, including for managed retreat, to make its coasts more resilient. In 2016, Louisiana’s Office for Community Development–Disaster Recovery Unit received a nearly $40 million grant from the U.S. Department of Housing and Urban Development through the National Disaster Resilience Competition and additional state and nongovernmental funds to implement LA SAFE. The grant will support the design and implementation of ten resilience projects to address impacts in six coastal parishes that were affected by Hurricane Isaac in 2012 (Jefferson, Lafourche, Plaquemines, St. John the Baptist, St. Tammany, and Terrebonne). Building on LA SAFE’s community-driven framework for adaptation and the ten state-funded projects, the state is continuing to work with the six parishes to mainstream and institutionalize adaptation and resilience at both the regional and parish levels. In May 2019, the state released a regional adaptation strategy and six parish-level strategies to support long-term adaptation planning. Each strategy follows LA SAFE’s framework for identifying projects to meet different adaptation and development goals based on flood risk to ensure that future regional and local projects are similarly designed to advance comprehensive approaches. These strategies will assist the parishes to develop and invest in additional projects that will be more resilient to coastal impacts over the state's 50-year planning horizon and achieve multiple benefits for communities. These strategies can serve as an example for other state, regional, and local jurisdictions considering long-term, comprehensive planning for adaptation and managed retreat. 

 

Resource Category: Planning

 

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Maycroft Apartments “Resiliency Room” in Affordable Housing Complex in Washington, DC

May 2019

A non-profit affordable housing developer, Jubilee Housing, is working to incorporate a “resiliency room” and increase affordable housing by renovating the historic Maycroft Apartments in the Columbia Heights neighborhood of Washington, D. C.  – an area of the District that has been experiencing rapid gentrification. The project will provide affordable housing and will renovate the complex's basement into a resiliency room to provide both emergency and everyday services for residents.

Related Organizations: Jubilee Housing, New Partners Community Solar, DC Department of Housing and Community Development

Resource Category: Solutions

 

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Washington State Natural Disaster and Resiliency Activities Work Group

May 13, 2019

On May 13, 2019, Governor Jay Inslee of Washington signed into law Substitute Senate Bill (SSB) 5106. The bill mandates the establishment of a Natural Disaster and Resiliency Activities Work Group, chaired by the Office of the Insurance Commissioner, tasked with reviewing disaster resiliency activities in the state and making recommendations to the legislature and governor on whether an ongoing disaster resiliency program should be created. The Work Group is noteworthy for its focus on coordinating state-level activities related to disaster mitigation in a changing climate and for its emphasis on learning from the activities and coordination efforts of other state, federal, public, and private organizations.

Resource Category: Law and Governance

 

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Strong, Prosperous, And Resilient Communities Challenge - SPARCC

The Strong, Prosperous, And Resilient Communities Challenge (SPARCC) is an initiative of Enterprise Community Partners, the Federal Reserve Bank of San Francisco, the Low Income Investment Fund, and the Natural Resources Defense Council that supports equitable and resilient regional development policies and investments. SPARCC supports innovative, local efforts in six major cities throughout the country (Atlanta, Chicago, Denver, Los Angeles, Memphis, and the San Francisco Bay Area) to help change the way metropolitan regions grow, invest, build, and prepare for climate change.

Related Organizations: Enterprise Community Partners, Inc., Federal Reserve Bank of San Francisco, Low Income Investment Fund, Natural Resources Defense Council (NRDC)

Resource Category: Solutions

 

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