Greauxing Resilience at Home — City of Charlotte, North Carolina: Pilot Naturally Occurring Affordable Housing (NOAH) Subsidy Program

The City of Charlotte, North Carolina is one of the fastest growing metropolitan areas in the country, and where the price of housing has increased exponentially in recent years. Like many large urban centers, Charlotte faces challenges in meeting the demands for affordable and available housing. In 2020, the Charlotte City Council adopted the Pilot Naturally Occurring Affordable Housing (NOAH) Rental Subsidy Program (“Pilot NOAH Program”) to help preserve some of the city’s over 20,000 units of housing that are considered naturally affordable, i.e., without the assistance of government subsidies. Under the Pilot NOAH Program, the city provides financial assistance to private developers who agree to keep the units affordable rather than rebuild them or raise rent, which may lead to the displacement of current residents. Working in tandem with private investors who help subsidize the initial acquisition of NOAH properties, the Pilot NOAH Program has been created to help preserve the city’s affordable housing stock. The preservation of NOAH housing is one component of Charlotte’s broader strategy for preserving and creating affordable housing for low-and moderate-income residents, and can be illustrative for cities that seek to leverage additional public-private partnerships to improve housing affordability and availability in their jurisdictions.


This case study is one of 24 case studies featured in a report written by the Georgetown Climate Center, Greauxing Resilience at Home: A Collection of Lessons and Case Studies from Louisiana and Beyond. These case studies describe best and emerging practices, tools, and examples from Louisiana and other U.S. jurisdictions to make progress on the complex and interrelated challenges of housing, flooding, and resilience. These case studies are intended to provide transferable lessons and ideas for regional and local governments addressing housing and mitigating flood risk as integrated parts of comprehensive community resilience strategies. Collectively, these case studies present a suite, although not an exhaustive list of tools and approaches that can be used to facilitate any of these efforts.

For additional case studies and more information about this work, also see Greauxing Resilience at Home: A Regional Vision.

Publication Date: June 16, 2022

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