Prince George's County, Maryland Repetitive Loss Area Analysis Report
In 2014, Prince George’s County, a Class 5 Community Rating System (CRS) community, prepared a repetitive loss area analysis (RLAA) report through its Department of Environmental Protection. CRS is a voluntary program administered by the Federal Emergency Management Agency (FEMA) under the National Flood Insurance Program that allows participating local governments to earn discounts on their residents’ flood insurance premiums. Prince George's County commissioned the report to inform the development of its hazard mitigation plan due to an increase in the number of repetitive loss properties in the county. The report enables the county, municipalities, and property owners to better understand local flood problems which may increase due to climate change, develop flood hazard mitigation strategies for individual properties as an adaptation strategy, and achieve CRS credits that can lower flood insurance costs.
Overall, the report showed that numerous repetitive loss properties in the county were widely distributed, with many located outside of the 100-year (or one-percent annual chance) FEMA-regulated floodplain. The report found that many repetitive-loss homeowners were interested in pursuing flood mitigation opportunities, including through follow-up flood audits that can help to turn the analysis into action.
Under CRS, a local government can earn up to 140 points for development of a RLAA and a hazard mitigation plan (See Section 512.b of the CRS Manual). Examples of hazard mitigation and adaptation actions that can be implemented in a community as a result of a RLAA and hazard mitigation plan include acquiring and demolishing or waterproofing structures and installing flood barriers on commercial structures.
This summary page provides a link to a PowerPoint presentation about Prince George’s County RLAA.
Publication Date: 2014
Related Organizations:
- Prince George’s County Department of the Environment
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- Best practice
- Case study
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